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Professional indemnity premiums can be calculated by using the table below.
Prices are based on the fee income of your business (last years fees). For start up ventures, please use a 1 year projected figure.
All prices include insurance premium tax (IPT).
Turnover
GBP |
Limit of Indemnity/Premium - GBP |
Excess |
| 100,000 |
250,000 |
500,000 |
1,000,000 |
2,000,000 |
GBP |
| £0 - 50,000 |
165 |
170 |
200 |
245 |
430 |
250 |
| £50,001 - 100,000 |
208 |
230 |
300 |
370 |
580 |
500 |
| £100,001 - 150,000 |
260 |
328 |
390 |
546 |
720 |
500 |
| £150,001 - 200,000 |
312 |
390 |
468 |
656 |
860 |
500 |
| £200,001 - 250,000 |
390 |
488 |
585 |
820 |
1,075 |
500 |
| £250,001 - 300,000 |
468 |
585 |
702 |
984 |
1,290 |
500 |
| £300,001 - 400,000 |
515 |
643 |
772 |
1,083 |
1,419 |
500 |
| £400,001 - 500,000 |
576 |
708 |
850 |
1,191 |
1,560 |
500 |
| £50,000 Legal Expenses cover available for an extra £75.00 per annum |
| Business Combined Insurance is an additional policy that provides the following Cover; |
| Total Cost of package |
£112 per annum |
Includes £5 million Employers Liability
(£10,000,000 available for extra £52.50pa)

Includes £1 million Public Liability
(£2,000,000 available for extra £26.25pa,
£5,000,000 available for extra £52.50pa)

Includes £5,000 equipment cover 'all risks'

You can easily increase the cover at only £5 per £1000 or include some cover away from the office £10 per £1000 UK, £20 per £1000 EU or £30 per £1000 Worldwide |
All included in above cost |
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| 'I would have no hestitation in recommending PII to any contractor looking to buy professional indemnity cover. Thanks for all your help'
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'As a first time contractor I wasn't sure what insurance I should have. PII immediately understood my requirements & made it easy to organise'
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'Thanks for sorting out my PI insurance. It gives me real peace of mind that your policies are tailored to protect freelance workers'
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