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Prices
Our aim is to help you save money. In fact our customers often ask us how our premiums are so low!
Through our specially negotiated scheme we are able to offer you some of the lowest freelance insurance rates available, not just for Professional Indemnity, but across our whole product range including Business Liability, IR35 Tax protection, Accident & Sickness & Health & Safety Insurance. So buy with confidence knowing you are getting a great deal.
Please view the tables below to see how much money we can save you. All premiums quoted include Insurance Premium Tax (IPT). If you have any queries about what coverage is best for you please contact our freelance customer services team on 0870 752 5455.
Professional Indemnity Premiums
Turnover
GBP |
Limit of Indemnity/Premium - GBP |
Excess |
| 100,000 |
250,000 |
500,000 |
1,000,000 |
2,000,000 |
GBP |
| £0 - 50,000 |
165 |
170 |
200 |
245 |
430 |
250 |
| £50,001 - 100,000 |
208 |
230 |
300 |
370 |
580 |
500 |
| £100,001 - 150,000 |
260 |
328 |
390 |
546 |
720 |
500 |
| £150,001 - 200,000 |
312 |
390 |
468 |
656 |
860 |
500 |
| £200,001 - 250,000 |
390 |
488 |
585 |
820 |
1,075 |
500 |
| £250,001 - 300,000 |
468 |
585 |
702 |
984 |
1,290 |
500 |
| £300,001 - 400,000 |
515 |
643 |
772 |
1,083 |
1,419 |
500 |
| £400,001 - 500,000 |
576 |
708 |
850 |
1,191 |
1,560 |
500 |
| £50,000 Legal Expenses cover available for an extra £75.00 per annum |
| Business Combined Insurance is an additional policy that provides the following Cover; |
| Total Cost of package |
£112 per annum |
Includes £5 million Employers Liability
(£10,000,000 available for extra £52.50pa)

Includes £1 million Public Liability
(£2,000,000 available for extra £26.25pa,
£5,000,000 available for extra £52.50pa)

Includes £5,000 equipment cover 'all risks'

You can easily increase the cover at only £5 per £1000 or include some cover away from the office £10 per £1000 UK, £20 per £1000 EU or £30 per £1000 Worldwide |
All included in above cost |
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| 'I would have no hestitation in recommending PII to any contractor looking to buy professional indemnity cover. Thanks for all your help'
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'As a first time contractor I wasn't sure what insurance I should have. PII immediately understood my requirements & made it easy to organise'
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'Thanks for sorting out my PI insurance. It gives me real peace of mind that your policies are tailored to protect freelance workers'
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