Feed Editor (Unlicensed) 19 Jul 2011 08:14:14 GMT We currently insure over 300 different professions from accountants to zoologists (and everything in-between) from as little as £125 per annum. http://www.professionalindemnityinsurance.co.uk/ en we have developed industry specific policies for over 300 professions. From a 'one man' IT consultant to a flourishing advertising agency our policies are tailored to cover the key risks you face in your industry. 19 Jul 2011 08:16:14 GMT http://www.professionalindemnityinsurance.co.uk/freelance-insurance-for-professions.html E7523778-C8F2-4A86-8467-575B3AEE0CDB As an architect, professional indemnity insurance is a protection you can’t afford to be without. As you know only too well, your job doesn’t finish with the final revision to the plans. Nor do your responsibilities. 19 Jul 2011 08:18:05 GMT http://www.professionalindemnityinsurance.co.uk/architects-insurance.html 22CDD6F3-03AD-4338-B1ED-F48915E71C1A Even with the best systems in place, mistakes can happen. Ads can go out with the wrong contact details in them. Mislaid instructions can lead to ads appearing in the wrong media. And when things like that do occur, clients expect compensation. 19 Jul 2011 08:19:13 GMT http://www.professionalindemnityinsurance.co.uk/advertising-agency-insurance.html 8D94B469-DF50-42F8-B28E-2D1A69DAF24C You might like to think that you’re far too well-trained and far too careful to make a mistake when applying a beauty treatment. But everyone makes mistakes from time to time. And if a slip up on your part results in a client suffering an injury – or even just suffering from wounded pride – you’ll be very glad indeed that you made the decision to get beautician professional indemnity insurance. 19 Jul 2011 08:20:41 GMT http://www.professionalindemnityinsurance.co.uk/beautician-insurance.html 69E4A6CE-918B-42F1-AFE6-16F2BF934430 Make a mistake with a client’s books and you could set off a chain of events leading to a very large claim for damages. It may be the case that we’re all ultimately responsible for our own tax affairs. But if the client considers you responsible for any problems he might be having with HMRC, he’s going to want compensation. 19 Jul 2011 08:21:55 GMT http://www.professionalindemnityinsurance.co.uk/bookkeepers-insurance.html 4CBFBE53-C06E-44ED-AF86-3A2019763430 From confused (or confusing) instructions to problems with sub-contractors to accidents and adverse weather conditions. As a Construction Contractor, you know only too well that any number of things can obstruct your best efforts to keep clients happy. And in this litigious age, unhappy clients have an unfortunate tendency to sue. 19 Jul 2011 08:22:45 GMT http://www.professionalindemnityinsurance.co.uk/construction-contractors-insurance.html 6AA4DF2D-903D-4597-BFC6-5455D6A55C62 Designers are only human. And humans make mistakes. You might unintentionally infringe someone else’s copyright. You might accidentally insert the wrong contact details in an advertisement or brochure. If you’re a web designer, you might inadvertently incorporate a coding glitch in a client’s ecommerce site. 19 Jul 2011 08:23:26 GMT http://www.professionalindemnityinsurance.co.uk/designer-insurance.html 57C6BFDB-3B9D-42F3-852F-ED9849F795D1 Whichever engineering discipline you specialise in, the potential for making a mistake is always there. And whilst some mistakes are easily spotted and rectified before any harm is done, others can remain undetected. Until, that is, they result in additional costs - sometimes huge additional costs - for the client. 19 Jul 2011 08:24:36 GMT http://www.professionalindemnityinsurance.co.uk/engineering-consultants-insurance.html 6C570C3D-4E2C-45AF-AB1A-05AA7E3629B3 We appreciate that organising events and conferences can be something of a high wire act. So many different people and activities to co-ordinate to a completely unforgiving timetable. In short, so much that could wrong. 19 Jul 2011 08:32:27 GMT http://www.professionalindemnityinsurance.co.uk/event-organiser-insurance.html 40C97019-5B63-4E41-A351-129E28EFABC5 Of course you take pride in ensuring that all the information you give to clients is accurate. But however careful you are, mistakes and misunderstandings can creep in. Opinions you give can be taken as statements of fact 19 Jul 2011 08:33:10 GMT http://www.professionalindemnityinsurance.co.uk/estate-agents-insurance.html FC25D6C3-6C6B-4409-B931-9F137BE18E60 In a world in which both government and industry are obliged to take their environmental impacts evermore seriously, your advice as a consultant Ecologist can count for a lot. It may not move mountains but it could, for example, re-site a road. But suppose your advice turned out to be wrong and costly changes then had to be made to a major project? 19 Jul 2011 08:35:18 GMT http://www.professionalindemnityinsurance.co.uk/ecologist-insurance.html 380C7A7B-D6E2-4F63-BAEA-2E28C5A161A7 It doesn’t matter what area of finance or accountancy you specialise in, if you give advice that results in a client incurring a financial loss, that client is going to want compensation. Very probably from you. 19 Jul 2011 08:35:59 GMT http://www.professionalindemnityinsurance.co.uk/finance-accountants-insurance.html 85F4A7DE-1A07-43A9-BA16-FBEDFCE71BB0 Your potential, as a Forensic Consultant, to affect the outcome of a civil or criminal case places a great responsibility on you. Make a mistake (and even the most professional of professionals do make mistakes from time to time) and there’s a very real possibility that anyone who has suffered a financial loss as a result of that mistake is going to want compensation. From you. 19 Jul 2011 08:37:13 GMT http://www.professionalindemnityinsurance.co.uk/forensic-consultant-insurance.html 0635325A-C69C-40D7-9E80-A6A55A06910F As the world becomes smaller and businesses become increasingly globalised, a great deal can rest on whether or not individuals are able to move to and work in another country. In your role as an Immigration Consultant, if you give a client the wrong advice – and it need only be in one specific case – that client, private or corporate, could be involved in a great deal of extra effort. And extra expense. 19 Jul 2011 08:38:55 GMT http://www.professionalindemnityinsurance.co.uk/immigration-consultant-insurance.html C224AFA9-8B54-403E-8FFC-04F13A56AF7A There’s a lot to be said for the freedom and variety of working as an Interim Manager. But it carries responsibilities. In particular, if you make a mistake or an error of judgement that results in a financial loss for a client, or a client of a client, you’re on your own. No company lawyers to defend you. 19 Jul 2011 08:40:40 GMT http://www.professionalindemnityinsurance.co.uk/interim-managers-insurance.html A9431710-79BF-4F98-BA65-B575A54CAC37 Everyone makes mistakes from time to time. Unfortunately, mistakes made by IT contractors - from coding errors to data corruption to misjudged system specifications - can have enormous financial consequences for the client 19 Jul 2011 08:41:11 GMT http://www.professionalindemnityinsurance.co.uk/it-contractors-insurance.html 2A1A36C2-C465-450B-B722-AB2119D9EA1D In the Lettings world, you have to make judgements about properties and about people. You’re probably very good at it. But things can go wrong. A tenant turns out to be somewhat less than trustworthy. Or a tenant has an accident in a property that wasn’t as safety-compliant as you thought. 19 Jul 2011 08:41:54 GMT http://www.professionalindemnityinsurance.co.uk/letting-agents-insurance.html 789B4AF5-E516-4394-B942-535565CC04CF If you’re in the business of providing advice to clients on any kind of legal matter, you don’t need us to tell you that you could be held liable for any financial loss resulting from that advice. You also don’t need us to tell you that being on the wrong end of a lawsuit can turn out to be very costly indeed. 19 Jul 2011 08:43:09 GMT http://www.professionalindemnityinsurance.co.uk/legal-professionals-solicitors-insurance.html C9B1F83B-9E16-452B-A673-44B2FB94ABF3 Of course you take every care to ensure that the recommendations you make to clients are in their best interests. But suppose things don’t work out according to plan. Suppose your projected sales increases don’t materialise. Or your plans to rationalise production actually increase overheads. What happens then? 19 Jul 2011 08:43:50 GMT http://www.professionalindemnityinsurance.co.uk/management-business-consultants-insurance.html 846E749E-C48F-4C44-8744-B5D1BAFD6F41 A substantial claim for damages on the grounds of your negligence - together with any associated legal costs - could very well be one thing that happens. And without party planner professional indemnity insurance, your business built on dreams could turn into a business fraught with financial nightmares 19 Jul 2011 08:44:36 GMT http://www.professionalindemnityinsurance.co.uk/party-planners-insurance.html 31D5238C-C25A-4F80-852F-C1907FB18A05 Portraits, fashion shoots, reportage, weddings, corporate events. Whatever area of photography you specialise in, you’re there to capture a moment that either can’t be repeated or would be very costly to repeat. So what happens if you fail to capture it because you’ve double booked yourself without realising, or you’ve misunderstood the instructions, or you irretrievably delete that vital images file... 19 Jul 2011 08:46:50 GMT http://www.professionalindemnityinsurance.co.uk/photographers-insurance.html FA19A377-536C-4FD1-A9FC-3F97F0B4A09D Make a mistake in your estimation of what a property is worth, or what a building project is going to cost to complete, and your client could lose a lot of money. Money they’re going to want to recover. And if they, or their lawyers, can prove that you acted negligently in the advice you gave, you could be liable for making good that loss. 19 Jul 2011 08:47:58 GMT http://www.professionalindemnityinsurance.co.uk/quantity-surveyors-insurance.html 0A40C921-0CFB-4136-9EA4-25A5E4E2283C As you probably know only too well, working with vulnerable people can leave you all too easily exposed to accusations of negligence. And if you’re operating as an independent professional, or a small business, there’s no big organisational umbrella to shelter under when it happens. 19 Jul 2011 08:49:55 GMT http://www.professionalindemnityinsurance.co.uk/social-workers-insurance.html E5E933FF-4B59-47B8-8DFB-81B4F904FBD9 It could be an error in a set of safety instructions. Or an ambiguity in a £multi-million contract. Mistakes made by translators can have huge consequences. 19 Jul 2011 08:50:32 GMT http://www.professionalindemnityinsurance.co.uk/translators-insurance.html 639B61FE-50BF-4F86-8459-A6169BCA9D24 As a busy professional, we understand that shopping around for business insurance is probably a job you could do without. So we're here to make the whole process as simple and quick as possible. 19 Jul 2011 08:56:00 GMT http://www.professionalindemnityinsurance.co.uk/products.html DA2789AC-50EA-46D0-A23A-DCB3E6612C3B No matter how diligent we are mistakes can and will happen, even in the best run businesses. Many or even most of these will go unnoticed or will not result in any significant consequence, however sometimes luck runs out. 19 Jul 2011 08:57:21 GMT http://www.professionalindemnityinsurance.co.uk/professional-indemnity-insurance.html 6A0B3463-6B04-481C-8BB0-358E1680A568 Our Business Combined Insurance policy gives you a wide range of cover without the need to purchase many different policies. 19 Jul 2011 08:58:31 GMT http://www.professionalindemnityinsurance.co.uk/business-combined-insurance.html 46EEA45A-112E-4EA1-8A0E-8CE6DCC26049 Our IR35 & Legal Expenses policy takes away the stress and worry of taxation &/or legal action being taken against your company. 19 Jul 2011 08:59:22 GMT http://www.professionalindemnityinsurance.co.uk/ir35-legal-expenses-insurance.html 093E68E8-15F4-4D0B-9CFC-8B1EEEA347AD This Insurance pays a regular cash benefit to a person unable to work as a result of an accident or sickness. 19 Jul 2011 09:01:02 GMT IR35 Insurance,IR35 Tax Protection Insurance 1FAB0DA2-15DF-4D96-91DA-BB4397BD153B You have a responsibility for the health and safety of your employees and anyone else who may be affected by your business and its activities, such as customers. Health and safety is about preventing people from being harmed at work or becoming ill, by taking the right precautions and providing a satisfactory working environment. 19 Jul 2011 09:01:02 GMT http://www.professionalindemnityinsurance.co.uk/health-safety-insurance.html B41BADAC-A0FB-426C-B09E-177E567B610D We have negotiated special rates with Royal & Sun Alliance so you can enjoy top quality, tailored cover at the lowest possible price. These rates are not available elsewhere so make sure you get a cheap professional indemnity insurance quote here today. 19 Jul 2011 08:56:30 GMT http://www.professionalindemnityinsurance.co.uk/prices.html 8F25B64B-1F17-41BA-978F-2872141C827F As professional indemnity insurance experts we understand your requirements better than any other insurer. Our staff can be trusted to provide you with the best possible advice, in a language you'll understand. Whether it's discussing coverage options or renewal terms our focus helps us give you the cover you need. 19 Jul 2011 09:04:04 GMT http://www.professionalindemnityinsurance.co.uk/why_choose_us.html B5C7DE7A-1A49-4F10-85A9-9B4FAF855C7C Our policies provide just that. Comprehensive coverage, few exclusions, strong financial backing by one of the UK's top insurers. 19 Jul 2011 09:04:47 GMT http://www.professionalindemnityinsurance.co.uk/policy_details.html 67A0D41B-33DD-44A9-A2AB-DBBE67F7FD5C PII have dedicated claims representatives to help you when you need it most. Even if your clients are involved in a dispute that hasn't yet become a claim, our representatives can help devise a plan for quick resolution. 19 Jul 2011 09:06:22 GMT http://www.professionalindemnityinsurance.co.uk/claims.html 29E53B90-FA9D-4372-907E-9F1BFDA040EF ProfessionalIndemnityInsurance.co.uk (PII) (PII) was launched in 2007 by Chris Caunce, director of insurance broker Caunce O'Hara Ltd. Chris is a well known figure in the business insurance world having pioneered various professional indemnity schemes since 1990's. The aim of this website is to provide specialist cover to UK freelance consultants and professional practice firms at affordable prices. PII operates from offices in Manchester city centre & employs 30 staff. 19 Jul 2011 09:09:08 GMT http://www.professionalindemnityinsurance.co.uk/about.html DA337595-E8C4-4580-AB15-C78777BBF5D8 We're open 9.00am-5.30pm Monday-Friday to answer your questions. 19 Jul 2011 09:09:18 GMT http://www.professionalindemnityinsurance.co.uk/contact.html 26429F87-F131-4FFF-B5B9-5CB4EBC804E7